Payment Methods


Credit Cards

We accept payments via American Express, Visa and MAstercard. We have partnered with eWay, Australia's very own global payment gateway. They act as a secure gateway between the VMN web site and our merchant facility with Wastpac, one of the big four banks in Australia. We take addiional steps to ensure our systems are PCI/DSS compliant to ensiure your safety and privacy.

this seal confirms that this website is verified by eWay .


eWAY launched In 1998 with a vision to make payments easy. Today they are 25% of the Australian online market and trading in 8 countries.

eWAY processes billions in payments every year across the globe for tens of thousands of businesses. They are merchant centric and believe in offering a safe, reliable, and frictionless payment gateway which is a cornerstone to their growth and success. 



Zip is an easy and flexible payment method which gives you the freedom to buy now and pay later at thousands of Australia‚Äôs favourite stores and clinics. There are two reusable account types, Zip Pay and Zip Money.

Zip's allows you to securely shop online and instore with any Zip retailer up to your account limit. Each repayment that you make towards your purchases will replenish your available funds, allowing you to reuse your account again and again.

Once you have a Zip account, management is easy. You can make purchases, manage repayments and much more from our simple, online account.

Repayments are flexible to suit your lifestyle - weekly, fortnightly or monthly, and you can pay as much as you like as long as you meet your minimum monthly repayments (advised at the time of sign up).

For both Zip Pay and Zip Money, a $6 monthly account fee applies, but only when you have a balance. We'll waive this if you pay your balance by the due date.

You can apply for a Zip account in minutes online. To apply you need to be an Australian Permanent Resident or Citizen and 18 years of age. Applications involve identity verification and a credit check.

Once approved, the items are all yours without waiting, and you choose how you'd like to pay back over time to suit your lifestyle.




Buy 'Big things'

  • Get pre approval up to $4,000 at VMN
  • Apply instore for up to $30,000 depending on what you buy and where you shop
  • Repay over 6, 12, 24 months all the way up to 60 months.

Buy 'Little things'

  • Apply for up to $1,000
  • Repay in 5 or 10 slices weekly or fortnightly
  • Repay and free up your balance to spend again



How does Afterpay work?

VMN and Afterpay have teamed up to provide interest-free installment payments with no additional fees*.

Afterpay offers Australian customers the ability to pay in four equal payments over 60 days. All you need is a debit or credit card for instant approval.

Flexible Payment Options

The credit or debit card you provide will be automatically charged on the due dates of your invoice or log in to the customer portal to repay with an alternative method.

Click here to learn more about Afterpay.

All transactions will be processed and appear on your statement as Afterpay

*If you fail to have sufficient funds available for afterpay to automatically deduct payment on due instalment dates you will be charged a late fee of $10 and if the instalment payment remains overdue, an additional $7 will be charged one week later.


PayPal is safe for both buyers and sellers if they follow the appropriate security protocols like using two-factor verification, and take full advantage of the security measures PayPal offers its customer base, according to security experts.

With the gowth in use of PayPal there are almost 240 million active PayPal accounts in the world.

PayPal's Purchase Protection covers any platform payer if there's a problem. Also, if an item doesn't arrive or is significantly "not as described" by a seller, PayPal will arrange for a full refund. The company also offers similar "backstop" programs to protect companies and individuals who sell products and services on its platform.

Direct Deposit

Pay direct to our bank account. Full details are provided when you checkout and select ths method. Its your money, why use somebody else to make payments for you?